​Crop Insurance

Crop Insurance is not complicated or expensive when you work with one of our licensed sales representatives. Let's explore options to protect your commodities.

What is Crop Insurance?

Crop insurance is purchased by agricultural producers, including farmers, ranchers, and others to protect themselves against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities.

Common Types of Crop Insurance

Multi-Peril Crop Insurance

You have a big investment sitting out in the field and the weather can change as quickly as your financial stability if you suffer a loss on your crops.  Protect your investment from weather related yield losses as well as revenue losses due to decreasing market prices with Multi-Peril Crop Insurance through Nesbit Agencies.
  • Levels of coverage are available from 50% to 85%.
  • You can customize your protection by choosing the levels of coverage, unit designation, and other added features to minimize risk on your operation.
  • Your protection against yield loss is based on your actual production history (APH).
  • Coverage is available on most crops.

Crop-Hail Insurance

Hail is one of the most common weather conditions that can threaten your crops and your cash-flow.  In a matter of minutes, a hail storm can damage a few acres or wipe out a whole crop. Crop-hail insurance is an option to supplement your multi-peril insurance and maximize your coverage.  Whatever your situation, Nesbit Agencies has a solution for your farm.
  • You can choose a basic hail plan with no deductible or raise your deductible to decrease premium cost.
  • Coverage is provided per acre, so loss is paid on acres damaged.
  • You can insure only certain crops and/ or locations and you can determine the amount of coverage per crop and location.
  • Production plan hail insurance works with your Multi-Peril insurance and can guarantee you up to 120% of your APH. You cover the “top end” of your expected yield.

Contact us and let us know how we can help you with your crop insurance.  
(507) 451-7619​
751 East Main St
PO Box 265
Owatonna, MN 55060​
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