What is Group Health Insurance?
A group of people, typically those who work for a firm or belong to an organization, are covered by group health insurance. It is an employee benefit that the employer sponsors. By spreading the risk across a bigger pool, it lowers rates. Benefits are standardized, and typically no individual underwriting is necessary. The concept streamlines management and bargains prices with healthcare providers. It is a typical method of offering healthcare coverage to a group of people and can be portable.
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PO Box 265
Owatonna, MN 55060
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